If you are about to take out or change your home multi-risk insurance, or you simply want to check that you are adequately covered in the event of a claim or liability, it is important to check a few essential elements of the policy. These being:
- The compensation amounts paid in the event of a claim;
- The extent of coverage of the subscribed guarantees;
- The security levels demanded by insurance companies to prevent against theft;
- The fire prevention obligations;
- The precautions required to be taken against potential damage caused by frost;
- The limitations of the water damage guarantee;
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